Searchlight Lending


Specializing in the California Bay Area
Lending from Coast to Coast


About Us

Searchlight Lending is a boutique full service real estate brokerage that specializes in finding the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time. We pride ourselves on communication and honesty and look forward to earning your business.

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Who Are We

Searchlight Lending provides honest, upfront solutions to your real estate lending needs. We offer all loan types and products and can assist in all situations, lending, and real estate investment. Meet our Team.

What We Do

As a direct broker and private money lender in the greater SF Bay Area, we stand ready to fund your residential, commercial, or construction purchase and refinance loans quickly.

Our Mission

We are committed to provide our clients with exceptional customer services to create an individual solution that fits your specific financial needs and deliver it on time, every time.

We Love Our Clients

Our loyalty to our clients is unwavering, and we work diligently to provide each client with accurate information and the necessary support to secure funding. Give us a try today.

Our Services

With over 30 years experience in the Real Estate lending market the Principals at Searchlight Lending have the experience and know how to underwrite and fund “make sense” deals for all your loan needs.

Residential Lending

If we can’t do it, no one can. Being approved by over 20 lenders and direct banks, we can get you the best rates, fastest turn-times, and funding for your 'out of the box' situations.

Private Money Lending

We are real estate investment advisors. Competitive pricing (as low as 5.75 %, on 50% LTV) and fast close times (as fast as 2 days with full package) make us a good choice when finding a direct private money investor relationship.

Commercial Lending

Searchlight Lending is no beginner in the commercial and construction world. We have relationships with over 45 lenders from small regional specialty lenders to big national banks.

Portfolio Management and Property Acquisition

With a solid network of realtors, attorneys, and property managers Searchlight can not only help with your lending needs but find high return properties for acquisition. Please reach out to see how we can get you a solid return on your investment.



Money Funded

The People We Serve


We stand ready to fund your residential, commercial, or construction purchase and refinance loans quickly.


With over 1000 transactions successfully completed we specialize in helping investors save time, money, and focus on their business.


Our ability to quickly assess a situation and tap into a variety of resources to remedy a solution has been the hallmark of our success.

Searchlight Niche Products


Reverse Mortgage
Interest Only
Stated Jumbo (70% LTV to 1mm, 60% LTV to 2mm)
Foreign National
Home Equity Lines
Self Employed
Loans to 560 FICO
95% LTV Conventional
90% LTV Conventional High Balance
Stated Income & NO DOC Loans
Loans to 10mm+


ALL 50 States
Business Loans
Mixed Use
Vacant Land
Wineries & Vineyards
Gas Stations
Loans to 25mm+

Private Money

ALL 50 States
Brokers Protected!
Fast Funding
Low Fees
Low Rates: 5.75% (50 ltv)
Up to 75% ltv (11%)
Single Family
Mixed Use
Vacant Land
1st/2nd Lien
Owner Occupied
Loans to 25mm+

What Our Clients Say

“Chris and his team did an A+ job! Great work”

Jasmine – Virtual Inc.

“I love Searchlight Lending!”

Erick – Social Group

“I met Chris Piro through a business partner who recommended his Business Searchlight Lending to me and I’ve been doing business with Mr. Piro ever since. He’s trustworthy, reliable and has a long track record in his field and just get’s the job done as well as offering exceptional client services.”

Patrick – Consultant

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